Why You Need Individual Vision Insurance
Where would we be today without our gift of sight? Of all the senses, sight is perhaps the most precious, and the one sense we depend on the most. Binocular vision was one of the reasons for the rapid evolution and eventual dominance of the human species on the planet. In other words, we owe a lot to our sense of sight.
But can you remember the last time you took care of your eyes? Other than the time you are sleeping, your eyes work continuously, taking in information. Few people even bother to visit the eye doctor regularly or get regular eye check-ups done. Add to that the extensive amount of time most of us spend before TV and computer screens, and you can easily see the reason why most people in the Western world start suffering from eye problems as soon as they hit their late 20s.
One of the main reasons people give me for not getting their eyes checked regularly is the prohibitive cost of doing so. Visiting an eye doctor can be very expensive, and getting a pair of glasses or contact lenses even more so. In the current economic scenario, it is no wonder most people tend to ignore the health of their eyes.
Fortunately, there are plenty of solutions to cut down on the cost of eye exams and glasses/lenses. The best one, of course, is to get individual vision insurance.
Individual vision insurance is exactly what it sounds like – an insurance plan tailored specifically to take care of your eyes. A typical plan includes everything from regular visits to the ophthalmologist (eye doctor), prescription glasses and lenses, and even major surgery such as LASIK or Cataract.
In the present day when most of us have to spend long hours before a computer screen as part of our jobs, it is imperative that one take precautionary measures to ensure that his/her eyes remain healthy, and at the same time, cut down on costs to do so. An individual vision insurance policy is a must have, even if you don’t have any eye problems at present.
If more than one person in your family has eye problems, then you can even purchase a group vision insurance plan that would reduce the cost of the policy even more, while providing adequate coverage for all your family.